Nebraska Mom worries what repeal of ACA could mean for son’s coverage

Note: We’ve been overwhelmed by the number of Nebraskans who wanted to tell us how the health insurance protections of the Affordable Care Act have improved their lives. This is one of those stories.

Erin’s Story

Erin’s was able to buy affordable coverage for her son, Barrett, through the Marketplace.

My husband and I were born and raised in Nebraska. He owns a small business in Beatrice, and I work in post-secondary education. Our son, Barrett (pictured), 3, is covered through the Marketplace.  When we had our son, we considered several different avenues to purchase our son’s health care.

To place my son on either of our insurance plans (through my workplace or to purchase through my husband’s association) would have doubled our monthly premiums. We decided to look at the exchange for health coverage. What we found in 2014 on the exchange was an incredibly affordable Silver Plan through Coventry with a $150 monthly premium, a $2500 deductible and 20/80 premium increase we saw on the marketplace for 2017.

Our family is lucky because my son has been healthy in the three short years of his life. But, I know your health can change in an instant, and having affordable insurance is important to our family.

Now, because of the ACA, our son’s monthly and yearly health check-ups are free, and a visit to our primary physician is only $10. These provisions through the ACA not only are great for our son, but have also benefited me and my husband in our coverage protections.

Prior to the ACA, after graduating from college was the first time I was hit with the reality of having a pre-existing condition and needing health insurance. I was dropped from my father’s health insurance and was only eligible to maintain coverage through COBRA, an expense that was detrimental, but necessary, because I needed to maintain continuous coverage so that I wouldn’t be denied insurance in the future. Now with the ACA, as a woman, I no longer fear the potential rejection of health benefits due to pregnancy or because of my pre-existing condition.

Now I fear the possibility of my son being without health coverage if lawmakers look to repeal the ACA.

Erin May

Firth, NE

Take Action!

Call the offices of Nebraska’s U.S. Senators today and tell them they must vote “NO” on the Graham-Cassidy health care bill that will cause premiums to skyrocket for thousands of Nebraskans and make enormous cuts to Medicaid.

Sen. Deb Fischer (202) 224-6551          Sen. Ben Sasse (202) 224-4224

Tell their staff how important the ACA’s protections are to you or someone you care about.

Leave a Reply

Your email address will not be published. Required fields are marked *